FacebookTwitterLinkedInEmailPrint分享S&P Global Market Intelligence ($):Two more U.S. coal mining companies have filed for bankruptcy as producers across the country struggle to sell coal into the troubled thermal coal market.White Stallion Energy LLC and Lighthouse Resources Inc. filed voluntary petitions for Chapter 11 bankruptcy in the U.S. Bankruptcy Court for the District of Delaware on Dec. 2 and Dec. 3, respectively. Both companies are looking to sell their assets through a bankruptcy reorganization sale process. Each reported estimated assets of between $100 million and $500 million with liabilities in the same range.Lighthouse, which is headquartered in Utah, operates the Decker mine in Montana and owns various other coal assets. Lighthouse produces low sulfur thermal coal with a focus on power generation markets in Asia. Decker produced 3.6 million tons of coal in 2019, according to U.S. Mine Safety and Health Administration data.Lighthouse faced numerous legal and regulatory obstacles and public opposition in its attempt to develop the Millennium Bulk Terminals-Longview LLC property in Washington into a coal export facility. The effort, which has already taken over eight years, could have bolstered the company’s access to Asian coal demand as domestic appetite for the fuel has waned.White Stallion was founded in 2010 to develop and operate surface mining complexes in Indiana and Illinois. It grew by acquiring coal companies and mines in the region, eventually reaching annual coal sales of 7 million tons and generating $26 million in EBITDA in 2019.The company operates six surface mines producing thermal coal from the Illinois Basin. Its largest customer is Duke Energy Corp. subsidiary Duke Energy Indiana LLC, which accounted for 70% of the coal company’s cash receipts in the nine months leading up to the bankruptcy filing.[Taylor Kuykendall]More ($): 2 U.S. coal companies file for bankruptcy, plan asset sales U.S. coal companies White Stallion and Lighthouse Resources file for bankruptcy
By Dialogo April 10, 2013 On April 8, the Organization of American States (OAS) and El Salvador agreed to establish a security assistance mission to help maintain the truce between criminal gangs in the Central American country, which has led to a sharp decline in homicide rates. David Munguía, Salvadoran Minister of Justice and Public Security, signed the agreement with OAS Secretary General José Miguel Insulza, the regional institution reported. “About a year ago, the city of San Salvador was ranked third among the most violent cities worldwide, and now it is no longer on the list,” Insulza said after signing the agreement. The OAS Secretary General took an active role in achieving the truce between Salvador’s two main maras, MS-13 and the 18th Street gang (Barrio 18), when he traveled to the Central American nation to sign the agreement last July.
Attys Exchange, 2/1/04 ADA LITIGATION Michael F. Lanham, an experienced ADA attorney, has an MBA & understands the business aspects faced by litigants in ADA cases. With a history of 10 years specializing in the implementation & case law of the ADA, Mr. Lanham is available to assist or represent entities in ADA actions. Michael F. Lanham, P.A., 1102 Biscayne Building, 19 West Flagler Street, Miami 33130; firstname.lastname@example.org ; www.lawyerada.com ; (305) 358-7646. ALCOHOL & SUBSTANCE ABUSE LICENSE PROBLEMS Richard B. Marx, “AV” rated lawyer and former member of the board of directors of Florida Lawyers Assistance, Inc., is available to act as a consultant or for representation of professionals with licensing problems brought about by addiction or other causes. Capable of assisting with a recovery program and all phases of license problems. Representation includes grievance committees, Bar admissions, and readmission for suspended attorneys, as well as DBPR license defense for health care professionals. 66 West Flagler Street, Second Floor, Miami 33130, phone (305) 579-9060, fax (305) 377-0503. APPELLATE LAW Joseph C. Hood, Esquire, Board Certified in Marital and Family Law, and annual speaker at the Marital and Family Law Certification Review Course, is available for representation or consultation in marital and family law and related appeals throughout the state. Board Certified in Marital and Family Law since 1991, and has substantial experience in family law appeals. Phone (813) 254-5554, fax (813) 254-7604, e-mail: email@example.com . ATTORNEY DISCIPLINE & BAR ADMISSION Charles L. Curtis, experienced, “AV” rated, administrative-civil trial lawyer and past chair (twice) of Florida Bar grievance committees. Available for consultation and representation before grievance committees, Florida Board of Bar Examiners, referee, and Supreme Court proceedings involving attorney admission/discipline. Charles L. Curtis, P. A., 1119 S.E. 3rd Avenue, Ft. Lauderdale 33316-1197, phone (954) 763-1716, fax (954) 462-7652. Richard A. Greenberg, “AV” rated lawyer, former disciplinary counsel for The Florida Bar, is available for representation before grievance committees, before the Florida Board of Bar Examiners, in referee proceedings, and in any proceedings before the Supreme Court involving attorney discipline and Bar admission. Also available to act as counsel, consultant, or expert witness on any matter involving legal ethics or legal malpractice. Member Professional Ethics Committee. 325 West Park Avenue, Tallahassee 32301, phone (850) 681-9848, toll free 1-888-3ETHICS. Scott B. Saul, former chair for Miami Bar Grievance Committee and experienced criminal defense attorney/trial lawyer (over 180+ State and Federal jury trials to verdict) available for representation before Florida Bar Grievance Committees, Board of Bar Examiners, disciplinary trials, Bar complaints and reinstatement/readmissions. Focusing on matters arising out of trial representation, opposing attorney clashes, partnership feuds and attorney client disputes. Participation fees honored. 1352 N. W. 16th Street, Miami, FL 33125; (800)308-3987; SAUL6262@BELLSOUTH.NET. < p>Jerome H. Shevin, experienced “AV” rated trial and appellate lawyer and former chair of a Florida Bar Grievance Committee. Available to consult with and represent lawyers before grievance committees, Florida Board of Bar Examiners, in subsequent referee and Supreme Court proceedings. Also available as expert witness or consultant on matters of the Rules of Professional Conduct and the interpretation of said rules and has been certified as such by a Florida Circuit Court Judge. Jerome H. Shevin, P.A., Gables One Tower – Penthouse, 1320 S. Dixie Highway, Coral Gables 33146, phone (305) 661-6664. < p> Donald A. Smith, Jr., “AV” rated lawyer with over 20 years experience in prosecuting and defending attorneys in Bar grievance/disciplinary proceedings is available to represent lawyers in Bar proceedings, including reinstatement/readmission. He is available to serve as an expert witness. He has represented applicants before the Board of Bar Examiners for over 17 years and is available for representation concerning applications and character/fitness proceedings. Donald A. Smith, Jr., Suite 150, 109 North Brush Street, Tampa 33602, phone (813) 273-0063, firstname.lastname@example.org. < p>Kevin P. Tynan, former disciplinary counsel for The Florida Bar (1988-2000), is available for consultation and representation concerning all matters related to the attorney grievance process, inclusive of grievance, trial and appellate representation. Further, he is available for consultation and expert testimony on all matters related to a lawyer’s professional responsibilities. Kevin P. Tynan, Esq., Richardson & Tynan, P.L.C., 8142 North University Drive, Tamarac 33321, phone (954) 721-7300. ATTORNEY ADMISSION AND DISCIPLINE/PROFESSIONAL ADMISSION AND DISCIPLINE/EXPERT ETHICS OPINION Joseph A. Corsmeier, Esquire, “AV” rated former disciplinary counsel for The Florida Bar (1990-1998), is available to represent attorneys in all matters before The Florida Bar and Board of Bar Examiners, including disciplinary, reinstatement, and admission proceedings. Also available to represent professionals in admission and licensing proceedings before all state boards and agencies and for consultation and expert testimony on legal ethics and malpractice issues. Joseph A. Corsmeier, P.A., 2655 McCormick Dr., Suite 212, Clearwater, FL 33759, Office: (727) 799-1688, Fax: (727) 799-1670 . ATTORNEY/PROFESSIONAL ADMISSION AND DISCIPLINE David R. Ristoff, ”AV” rated former chief counsel for the Tampa office of The Florida Bar, Department of Lawyer Regulation (1984 – June 2000), is available for representation of attorneys in admission and before grievance committees, referee proceedings, reinstatements, Florida Board of Bar Examiners, and appeals before the Supreme Court of Florida. Available to represent other professionals in licensure proceedings. Also available for consultation and/ or expert testimony on legal ethics and malpractice issues. David R. Ristoff, Williams, Ristoff, & Proper, P.L.C., 6131 U. S. Highway 19, New Port Richey, phone (727) 842-9758, fax (727) 848-2494. CLASS ACTION Marc A. Wites, Esq. represents plaintiffs in class actions. Class action practice areas include deceptive trade practices, securities, antitrust, banking, defective and mislabeled products, tax, real estate, employment, and lending. Marc has vast experience representing plaintiffs and defendants in class litigation and has received court approval as class counsel in many cases. Marc’s publications include “The Florida Litigation Guide” (www.flalitguide.com). Co-counsel agreements welcome and referral fees paid in accordance with Bar rules. Wites & Kapetan, P.A., Deerfield Beach, FL; (954) 570-8989; email@example.com ; www.wklawyers.com . CRIMINAL LAW Michael Bruce Cohen, Esq., “AV” rated,Board Certified Criminal Trial Lawyer, former state and federal prosecutor, member of the Florida, D.C., and N.Y. bars, announces his availability to accept all state and federal criminal trial and appellate matters including international extraditions. Participation fees honored. 500 West Cypress Creek Road, Ste 300, Ft. Lauderdale 33309; tel (954) 928-0059; fax (954)928-0829;e-mail: MCOHENLAW@aol.com . CRUISE LINES Cruise Lines – Charles R. Lipcon. Passenger and seamen’s claims handled since 1971, emphasis on personal injury/death. One Biscayne Tower, Suite 2480 Miami 33131, phone (305) 373-3016, fax (305) 373-6204, e-mail SEALAW@aol.com . DENTAL AND ORAL SURGERY Stanley W. Lane, D.D.S., J.D., attorney and board certified oral-maxillo facial surgeon, former associate professor Mt. Sinai, N.Y.U. College of Dentistry, 20 years of dental malpractice expertise; Sharon M. Sabel, Esq., 16 years experience in dental malpractice; available for referrals or co-counsel, specializing in dental malpractice exclusively. N.Y. and Florida Bar. Stanley W. Lane, D.D.S., P.A., 2775 East Oakland Park Boulevard, Suite 6, Ft. Lauderdale 33306, telephone: (954) 568-2111, facsimile: (954) 568-5521. DISABILITY INSURANCE Kimsey Law Group has been representing clients in disability insurance disputes for several years. These cases fall under both ERISA and state law, depending on whether the disability insurance claim falls under a private disability insurance policy or an employer-funded ERISA plan. Initial consultation is always free of charge. Kimsey Law Group, 3816 W. Linebaugh Ave., Ste. 412, Tampa 33624, telephone (813) 265-9292, fax (813) 265-1752, Web site: www.ProtectingYourRights.com , email: firstname.lastname@example.org . John J. Spiegel invites inquiries about disability insurance matters: claims, coverage disputes, trial, litigation, and appeals for all forms of disability coverages, e.g., individual, group, ERISA (including “appeals”). Disability claims are often complex and contested. Early consultation and representation is strongly recommended. Co-counsel arrangements welcomed. Referring attorney fees protected. John J. Spiegel, P.A., Concord Building 7th Floor, 66 West Flagler Street, Miami 33130, (305) 539-0700. The Wagar Law Firm, a national leader in the field of Disability Insurance and ERISA benefits litigation, limits its practice to Plaintiff Disability and Life Insurance matters. The Wagar Law Firm assists policyholders with obtaining benefits against every major insurer including UNUM/Provident, Paul Revere, Northwest Mutual, MetLife, CNA, and many others. Call for a copy of our firm brochure. The Wagar Law Firm. 3250 Mary Street, Suite 302, Coconut Grove, Florida 33133, (305) 443-7772, www.wagarlaw.com. ELECTRONIC DISCOVERY & COMPUTER FORENSICS Denise Mendez Smith, fifteen years experience in complex commercial litigation. Available for consultation on electronic discovery matters including data preservation, inadvertent disclosure and strategic planning. She also provides e-discovery and computer forensic services and is available for appointment as special master or third-party neutral in discovery disputes. Microsoft Certified Systems Administrator, A+, Network+ certifications and extensive computer forensic training. Electronic Data Discovery, Inc., 850.386.6004 www.edd-inc.net . ERISA Lawrence D. Bache – Disputes governed by the Employee Retirement Income Security Act (ERISA) – Litigation to recover wrongfully denied health, disability, pension, severance, life or other employee benefits. Federal and State Court accredited and experienced. Available for representation, referrals and/or consultation. The Law Office of Lawrence D. Bache, 9000 West Sheridan Street, Suite 174, Pembroke Pines FL 33024, phone (954) 436-7376, fax (954) 436-2926, e-mail: email@example.com . FEDERAL TORT CLAIMS John W. Merting, P.A., representation or co-counsel in general personal injury claims and medical malpractice claims against United States Military and Veterans Administration hospitals. Twenty-five plus years experience in FTCA claims arising throughout the United States at the administrative and federal court trial levels. Admitted in Florida, Colorado and Southern District of Alabama. John W. Merting, P.A., Harbourtown – Ste. 39, 913 Gulf Breeze Pkwy., Gulf Breeze 32561, phone (850) 916-9645, fax (850) 916-9787. HEALTH CARE LAW George F. Indest III, Board certified health care attorney, and other health care attorneys available statewide to consult, affiliate as co-counsel, or accept referrals representing physicians and other health care providers. We represent exclusively health care providers. Our practice includes business, regulatory and transactional matters and commercial, administrative and professional litigation. Experienced in defending investigations, licensing cases, Medicare/Medicaid audits/investigations, credentialing/privileges cases, covenants-not-to-compete, and other health related areas. The Health Law Firm, 220 E. Central Parkway, Suite 2030, Altamonte Springs (Orlando) 32701, (407) 331-6620. Wilson Suarez Lopez & Gennett is an “AV” rated firm that focuses on Health Law and regulatory matters for health care providers and suppliers. Available statewide to consult or serve as co-counsel on matters involving regulatory compliance issues; Medicare/Medicaid investigations and audits; prepayment reviews, overpayments, payment suspensions and terminations; professional board disciplinary proceedings and licensure matters; managed care contracting and provider reimbursement issues and litigation, and health care contracts and transactions. Wilson Suarez Lopez & Gennett, 2151 Le Jeune Road, Mezzanine, Coral Gables (Miami) 33134, (305) 446-7300, www.flahealthlaw.com, firstname.lastname@example.org. Michael Gennett, board certified in Health Law. HEALTH CARE LIEN REDUCTION Wade Yeakle assists the Plaintiffs Trial Bar in reducing or eliminating health care liens and subrogation claims: ERISA plans, private and Medicare HMOs, self insured and private and government health plans. Former Florida independent counsel for Healthcare Recoveries, Inc., and counsel to Plan Administrators of numerous health plans. Services available statewide. Wade Yeakle, P.A., 4128 28th St. N., St. Petersburg, 33714. Phone: 727-528-3121, Fax: 727-528-6131. IMMIGRATION LAW Jeffrey N. Brauwerman, Florida Bar Board Certified Immigration and Nationality Lawyer, former U.S. immigration judge and regional counsel and district counsel, U.S. Immigration & Naturalization Service, available for representation, consultation, and as an expert witness. “AV” rated. Vice-chair, inaugural Immigration and Nationality Law Certification Committee. Listed: “The Best Lawyers in America;” “Martindale-Hubbell’s Register of Pre-eminent Lawyers;” and “The Florida Consumer Guidebook to Law & Leading Attorneys.” Offices in Miami and Ft. Lauderdale. Miami, phone (305) 758-1234, Ft. Lauderdale, phone (954) 527-1234, e-mail: email@example.com , www.brauwermanlaw.com . INTERNATIONAL LAW International Law and Business, Foreign Law, and Immigration — George C. J. Moore announces his continuing availability to assist counsel with advice, strategy and/or expert opinion. Member of The Florida Bar, the Bar of England and of eight countries in the Caribbean. Cambridge University LL.M. Degree in international law. Martindale “AV.” Board Certified as specialist in International Law. George C. J. Moore, 812 Citizens Building, West Palm Beach 33401, phone (561) 833-9000, fax (561) 833-9990 e-mail: firstname.lastname@example.org . LEGAL MALPRACTICE T. Patrick Ford, Jr., announces his availability to represent individuals in matters relating to legal malpractice. Board Certified in Trial Law and AV rated, the law firm of Ford & Dean, P.A. is available for consultations and referrals in all aspects of legal and professional malpractice. Inquiries welcome. Ford & Dean, P.A., 9130 South Dadeland Boulevard, Two Datran Center – PH 1-C, Miami, FL 33156, Telephone: (305) 670-2000; Toll-free: (888) 372-2873; Fax: (305) 670-1353; E-mail: Tpf@Forddean.com ; www.Forddean.com . LEMON LAW & BREACH OF WARRANTY Cousins Law Firm, A Professional Association has reviewed over 3,000 Lemon Law related matters and has represented clients from Virgin Islands to Seattle, Washington for over a decade. Patrick S. Cousins has represented foreign and domestic manufacturers and consumers, thus making him uniquely qualified to represent your client’s interest. Automobiles, SUV’s, trucks under 10,000 pounds; all recreational vehicles. Visit our Web page at www.yourlemon.com ; e-mail: email@example.com ; phone (800) CAR-LAW-8, fax: 561-835-0766. Call, we are here to help. MASSACHUSETTS LAW Firm Litigating, all types of cases in Massachusetts. Hourly rates on all matters and contingent fees on personal injury cases. Experience in Federal and State courts of Massachusetts. Offices in Massachusetts and Sarasota, FL. Commercial, probate and criminal representation also provided. All inquiries regarding referrals promptly answered. Office of Albert E. Grady, Phone: 1-800-322-9022, Fax 508-586-0734; firstname.lastname@example.org . MEDIATION Mediation and arbitration services. Supreme Court certified County and Circuit mediator. Experienced arbitrator. Practical litigation experience representing Plaintiffs and Defendants involving a multitude of civil tort litigation including premises liability, automobile and truck accidents, homeowners, security, etc. Previous 20 years background as claims adjuster, supervisor and Claims Vice President with carriers, self-insureds, reinsurers, TPAs. No charge for travel time. Joseph C. Perzan, Esq., 407-339-5554; email@example.com . MEDIATION – STATEWIDE Laurance L. Mancuso, Esq. is available as a mediator in business, employment, family, real property & personal injury disputes. Certified in circuit civil, family, appellate & federal mediation. Experienced in civil & criminal litigation. Experienced in government contract claims. B.A., M.B.A., J.D. Florida Bar 1994. WA. State Bar 1988. Tele: 407-699-1913. Lake Mary, FL. Or email LLMancuso@1stcounsel.com . For additional Information visit www.mancuso-mediation.com . MEDIATION IS THE ANSWER! MEDICAL MALPRACTICE/OPHTHALMOLOGY Paul M. Silva, Plaintiff’s Attorney and Ophthalmologist, is available for case referrals or expert review throughout Florida. His background includes a Doctor of Medicine from the University of Florida Honors Program, an internship in Family Medicine and additional training in Ophthalmology. Law Firm of Paul M. Silva, M.D., J.D., P.A. Toll Free (866) SILVALAW or (954) 675-6790 (direct line). E-mail firstname.lastname@example.org . PATENT, TRADEMARK, COPYRIGHT LAW Christopher & Weisberg, P.A. Intellectual Property lawyers helping to protecting the ideas of lawyers and their clients; registered patent attorneys concentrating on intellectual property litigation and counseling, U.S. & international patent and trademark searches and applications, copyrights, Internet and computer law, trade secrets, technology and export licensing; experienced in a range of technologies including electrical, mechanical, aerospace, industrial machinery, computer hardware and software, telecommunications and networks, medical devices, sporting goods, and consumer products. 200 E. Las Olas Blvd., Suite 2040, Ft. Lauderdale, FL 33301, (800) 978-CWIP , (954) 828-1488, Internet: www.cwcip.com , email: email@example.com . Fleit, Kain, Gibbons, Gutman, Bongini, & Bianco P.L. **Focus on I.P.** Miami – Ft. Lauderdale – Boca Raton, patents, trademarks, copyrights, trade secrets, unfair competition, false advertising, computer law, Internet law, domain name disputes, technology licensing / transfers, litigation / dispute resolution. Registered patent attorneys, AV rated 750 S.E. 3rd Ave., Ste. 100, Ft. Lauderdale 33316, (954) 768-9002, Boca (561) 989-9811, Miami (305) 530-9100 or toll free (800) 846-0900, fax: (954) 768-0158, www.FocusOnIP.com . Malloy & Malloy, P.A.“Since 1959” – Practice limited to patent, trademark, copyright, unfair competition, trade secrets, related intellectual property cases, including trials & appeals. Complete U.S. & Int’l services include patent and trademark applications in all foreign countries, searches, licensing, franchising. Registered patent attorneys, AV rated. John Cyril Malloy III is an intellectual property adjunct professor at St. Thomas Law School. Malloy & Malloy, P.A, 2800 S.W. Third Avenue, Miami, 33129, (305) 858-8000, toll free (800) 337-7239, fax (305) 858-0008. Ft. Laud. Office (954)525-9611, e-mail: firstname.lastname@example.org, Internet: www.malloylaw.com. POLICE CASES Temporary overflow of work? Can’t be in two places at once? Personal injury attorney has 22 years experience with emphasis in 42 USC 1983 police cases representing both Plaintiffs and Defendants, wants to be your independent contractor. Available for referrals, consultations and/or co-counsel arrangements. Call the Law Offices of John J. Hoffman at (561) 775-0661; 10194 Osprey Trace, West Palm Beach, FL 33412. PROBATE AND TRUST LITIGATION Christopher Q. Wintter, Trial Lawyer, Board Certified Wills, Trusts & Estates Lawyer, C.P.A., and an instructor and faculty member for the National Institute for Trial Advocacy (NITA), announces his availability to represent personal representatives, fiduciaries, beneficiaries, trustees, and potential heirs in litigation matters concerning wills, trusts, estates. Mr. Wintter is also available to assist counsel with advice, strategy, expert opinion, or to act as co-counsel relating to complex administration issues concerning trusts and estates. Wintter & Associates, P.A., 2239 Hollywood Boulevard, Hollywood 33020. (954) 920-7014; fax: (954) 920-7080; 2255 Glades Road, Suite 324A, Boca Raton, FL 33431, (561) 470-3448. PRODUCTS LIABILITY Overchuck, Denault & De Marco is a firm specializing in products liability, toxic torts, automotive liability, insurance litigation and all other areas of negligence and personal injury for catastrophic claims. The lawyers at Overchuck, Denauly & De Marco have represented clients for 35 years, have co-counseled and consulted with other lawyers representing clients with serious injury claims. Overchuck, Denault & De Marco, 90 East Livingston St., Ste. 100, Orlando, FL 32801; (407) 872-6222 (phone); (407) 872-6822 (fax); www.productslaw.net . REAL ESTATE LAW James L. Mack, Board Certified Real Estate Lawyer with 53 years of practice in Florida exclusively in the area of real estate law, “AV” rated, is available to act as expert witness or consultant in real property litigation in all Florida counties. 20185 East Country Club Drive, #607, Miami 33180, (305) 933-2266, fax (305) 682-1533. SECURITIES LITIGATION John L. Chalif, J.D., LL.M. Mr. Chalif, formerly SEC Special Counsel, NASD/NASDR Prosecutor/Senior Attorney, and NASDR standing committee member, is licensed in Florida, Washington, D.C., and New York. He is currently an “AV” rated attorney, AAA/SRO arbitrator and NASDR mediator. He is available to handle securities/commercial litigation, arbitration, transactional, compliance, and broker registration/employment issues. He is also available to represent individuals and entities in connection with State, SEC, DOJ, NASDR, and NYSE examinations, inquiries, or investigations. The Galleria International Building, 301 Clematis Street, Suite 3000, West Palm Beach 33401 (561) 820-9488, toll free: 1-866-USA-LAW1 (Referral fees paid under Florida Bar Rules.) Schoeppl & Burke, P.A. The firm’s securities department is headed by Carl F. Schoeppl, former senior enforcement attorney for the SEC, and special assistant district attorney. Mr. Schoeppl holds an LL.M. in litigation. The firm is available to handle securities-related litigation and arbitration matters, the defense of individuals and entities in SEC, FBI, NASD, NYSE, and SRO investigations. Admitted in Florida, N.Y., and Washington D.C. 4800 North Federal Highway, Suite 207-D, Boca Raton 33431-5178, (561) 394-8301, fax (561) 394-3121. SOCIAL SECURITY DISABILITY & RETIREMENT CLAIMS Harold R. Cohen announces that he is available to act as a consultant to or as an associate of other lawyers in matters involving disability insurance benefits before the Social Security Administration. Harold R. Cohen, 1550 Northeast Miami Gardens Dr., North Miami Beach 33179, Dade (305) 949-2424, Broward (954) 921-4489. Lyle D. Lieberman, “AV” rated lawyer, former U.S. Administrative Law Judge, Social Security Administration, and past president of the National Organization of Social Security Claimants’ Representatives (NOSSCR), is available in matters involving Social Security disability and retirement claims. 44 West Flagler Street, Suite 2050, Miami 33130, (305) 358-0115; 201 N.E. 2nd Street, Suite 100, Ft. Lauderdale 33301, (954)761-3488; Boca Raton (561) 394-8422; West Palm Beach (561) 655-8598. STOCKBROKER MISCONDUCT Darren C. Blum, Esq. concentrates on recovering investors’ losses caused by stock and commodity broker misconduct. Mr. Blum has vast experience within the securities industry, including working in the “pits” of the commodities exchange; former licensed broker with the NFA and NASD; former associate of a large New York law firm that defended many brokers and brokerage firms; former intern for the NASD Arbitration Department; a published author and coauthor of securities arbitration articles; and an approved Arbitrator for the NASD and NFA. Referring attorneys are gladly paid in accordance with Florida Bar rules. Blum, Silver & Schwartz, LLP, 8751 W. Broward Blvd., Suite 404, Plantation 33324 phone (954) 423-6000, fax (954) 423-2060, 1-877-STOCK-LAW. TAX LAW Teig Lawrence, Esq. concentrates on IRS controversies, Department of Revenue controversies, general tax consulting, offshore accounts, and business agreements. Mr. Lawrence holds an LL.M. in taxation and is an adjunct professor of federal tax research methods at the University of Miami School of Law Graduate Program in Estate Planning. Referring attorneys are paid in accordance with Florida Bar rules. Teig Lawrence, P.A., 350 East Las Olas Boulevard, Fort Lauderdale, Florida 33301, phone (954) 522-2929, e-mail: email@example.com , Web site: www.mytaxlaw.com . UNITED KINGDOM Bennetts Solicitors – A multinational practice serving the needs of U.S. clients and their legal advisers in the U.K. Concentration areas include business and commercial law, litigation, personal injury, real estate, employment law, and probate (contentious). For inquiries contact: Kevin M. Burke, Esq., (licensed to practice in Florida, Ohio, and England and Wales) Address – High Street, Wrington, BRISTOL BS40 5QB, UK. Phone: 44-1934-862786. e-mail: firstname.lastname@example.org . WAGE & HOUR LAW Robert S. Norell, Esq., announces his availability throughout Florida to represent employees against employers for claims of unpaid wages, unpaid commissions or bonus pay, unpaid overtime, and/or unpaid minimum wages under both the Fair Labor Standards Act and Florida law. Robert S. Norell, P.A. 8751 W. Broward Blvd., Suite 410, Plantation, Florida 33324, phone (954) 617-6017; toll free (800) 796-0849, e-mail: OvertimeLaw@aol.com . Visit our Web site at www.FloridaWageLaw.com . WORKERS’ COMPENSATION PREMIUM DISPUTES J. Layne Smith consults and represents employers in workers’ compensation premium disputes involving payroll/remuneration, classifications, experience rating, audits, exempt status, coverage, claims handling, etc. Mr. Smith has over 20,000 hours experience litigating these types of cases, for and against the insurance industry. He consults and represents employers and others accused by the state or federal government of workers’ compensation premium fraud. He serves as a consulting and testifying expert. J. Layne Smith, P.A., 3370 Capital Circle N.E., Ste. I, Tallahassee 32308. (888) 902-8300, (850) 385-8000, fax (850) 201-8000, Web site: www.laynesmith.com . February 1, 2004 Regular News
2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John San Filippo John is the co-founder of OmniChannel Communications, Inc., a company that specializes in B2B marketing to community financial institutions. He started out in the savings and loan industry, but wisely … Web: www.omnichannelcommunications.com Details Sadly, this is not a remake of the 1952 Bing Crosby/Bob Hope classic. Far from it. This is some serious stuff.The International Monetary Fund (IMF) and the World Bank both held their annual meetings in Bali this week. (No, I’m not providing on-site coverage; nobody is sorrier about this than I.) The two organizations jointly issued a report called The Bali Fintech Agenda, the purpose of which is to guide policymakers as they try to strike a balance between encouraging innovation and keeping “the system” stable.The Agenda seems to agree with what I’ve been saying for the last year or two – that fintechs and traditional financial institutions can peacefully co-exist because each has something the other needs. Fintechs have cool technology and FIs have actual consumers. Sounds like a match made in heaven, right?However, as I was reading about a panel discussion that examined the implications of The Agenda, one topic jumped out at me: cherry picking. This term refers to the inclination of fintechs to focus their efforts, dollars and technology on small, highly lucrative segments of the market in order to maximize profits. That could still turn out to be a real problem for credit unions.Think about. Even though credit unions provide a wide range of financial services to a well-defined field of membership, some of those services and some of those members generate a disproportionate share of the revenue. Some services and members actually lose your credit union money. That’s the nature of a cooperative. You have to take the good with the bad.Now consider fintechs, which are free to provide a very narrow range of services to a very narrow range of people. They may attempt to hoard all the good and leave you with just the bad. That would suck, wouldn’t it?What’s your first line of defense? It’s simple. Efficiency must reign supreme, and that effort must start with technology. You can’t just keep buying new attachments to strap onto your gasping-for-its-last-breath core platform. It’s no longer just a matter of checking boxes on a checklist to make sure you have mobile, make sure you have RDC, make sure you have online account opening, etc. You have to evaluate every technology decision you make with the end goal of making your credit union the leanest, meanest financial services machine in your market.That will get you going internally, but you also need to consider your member-facing technology. How are you engaging members? Do you provide online financial literacy tools? Are you working to become part of their overall online and mobile experience? Or is it business as usual? I hope you didn’t choose the latter.In short, your credit union needs to become as efficient as possible on the inside and as engaging as possible on the outside. The end result will be a superior member experience that beats the fintechs every time.
47 Blue Hills Drive, Bunya.The large outdoor entertainment area has a built-in barbecue and pizza oven.Mrs Wilson said a lot of time was spent outdoors during both the summer and winter months.“We often have a fire going in the winter time,” she said.The pair hope a family with older children buy their home and said there was the opportunity to transform a room into a nursery. 47 Blue Hills Drive, Bunya.Mrs Wilson said they had lived on acreage before, however this property was closer to the CBD.“I don’t think a lot of people know where Bunya is. It is close to Arana Hills and Everton Park,” she said. More from newsFor under $10m you can buy a luxurious home with a two-lane bowling alley5 Apr 2017Military and railway history come together on bush block24 Apr 2019Mrs Wilson said the single-storey home had multiple indoor and outdoor entertainment areas.She described the home as an “entertainer’s paradise”.Their kitchen was awarded Master Builders Kitchen of the Year 2012 and features sleek carbon black cabinets. 47 Blue Hills Drive, Bunya. 47 Blue Hills Drive, Bunya.Linda Tilson and Dianne Wilson are ready to downsize to a smaller property.Their four-bedroom, three-bathroom home at 47 Blue Hills Drive, Bunya, is too big for the couple, both health care workers.After designing the home herself, Mrs Wilson said they moved into the property in 2011.“We had a really good builder who worked closely with us. It took about seven to eight months to build,” Mrs Wilson said.The property, on a 4004sq m block, features an in-ground swimming pool with an outside shower. 47 Blue Hills Drive, Bunya.Mrs Wilson said they considered the concept of dual living when designing the home and created plenty of space for people to spread out. The couple has a fantastic view of the green corridor and say their neighbours are out of sight.“It’s very private here,” Mrs Wilson said.
By Ben DeatherageBANKS, Ore. (April 18) – Collen Winebarger was best in the Budweiser IMCA Modified field, on opening night Saturday at Sunset Speedway Park.Don Jenner took control of the lead in the early going. The veteran driver set the pace until lap 10, when Winebarger seized the position.Once in the lead, Winebarger pulled away and dominated the rest of the distance.Craig Cassell was second and Rob Ireland was third.
“While we respect the right of clubs to choose options which suit their individual circumstances, we believe there is room for clubs to work more closely to try to charge a fair amount rather than discounting very small amounts on match tickets in isolation. “We are delighted to have reached an agreement with two of the first clubs we spoke to – West Bromwich Albion and Swansea City – and we applaud them for taking part. “As prices indicated last season, fans of some clubs continue to pay far more than those of others and we hope this initiative will lead to a fairer system which can ultimately benefit all supporters.” The Magpies have agreed reciprocal pricing agreements with the Baggies and the Swans for the games between the clubs this season which will see the cost of attending away matches reduced significantly, and are inviting more of their Barclays Premier League colleagues to follow suit. The Football Supporters’ Federation, which has campaigned for fairer pricing for fans following their respective teams to away matches, has praised the move. Chief executive Kevin Miles said: “The FSF is delighted to welcome the announcement by Newcastle United of their offer of a reciprocal pricing agreement for tickets for away fans at Premier League fixtures. “This is a significant breakthrough in turning the concept of affordable prices for away fans into a reality, and Newcastle United, West Bromwich Albion and Swansea City are to be commended for taking a lead in this area. “We would urge all other Premier League clubs to follow the lead of these clubs, both by taking up this offer and by extending similar arrangements to other fixtures too.” Under Newcastle’s agreement with West Brom, away fans at St James’ Park on November 30 and the Hawthorns on New Year’s Day will pay just £15 for adults and £5 for concessions, a saving of £24 on last season for adult Magpies supporters and £11 for their Midlands counterparts. The two games between Newcastle and Swansea – at the Liberty Stadium on December 4 and St James’ Park on April 19 – will cost £20 for adults and £5 for concessions, a saving of £15 for those travelling to South Wales last season and £10 for those who headed in the opposite direction. The Premier League’s recently launched Away Fans Fund is an attempt to stem falling away attendances, with all 20 top flight clubs now ring-fencing £200,000 each per season over the next three seasons to assist travelling supporters. Newcastle’s finance director John Irving said: “Newcastle United plays a hugely important role in the lives of supporters and in the community which surrounds it, so keeping football affordable continues to be a key priority for us. “Ticket prices are too expensive generally across the Premier League and we believe the right way to encourage people to attend, and to therefore fill stadiums as the Away Fans Fund intends, is to look at charging reasonable prices. Fans have welcomed an initiative by Newcastle, West Brom and Swansea to slash the price of tickets for travelling supporters. Press Association
Ahead of the clash Garry Monk said he does not care that Ronald Koeman’s agent has been touting his client for the Swansea job. Koeman’s agent Guido Albers told the BBC that the former Holland defender is interested in moving to the Barclays Premier League when his contract expires with Feyenoord in the summer. Albers said Koeman was “willing” to move to the Liberty Stadium as Swansea are a “fantastic club with a lot of potential.” Monk was appointed as Swansea boss “for the foreseeable future” following the sacking of Michael Laudrup. Swansea are just four points from safety after failing to win any of their last six games, but Monk is not concerned by the comments coming from Koeman’s camp. “I don’t care – it doesn’t affect me,” the Swansea manager told a press conference. “This is the business we are in. “Players and managers will always be linked with other clubs, but I can’t worry about that. “Names will always be linked when a manager changes, and I guess this shows that everyone wants to work in the Premier League. It’s the most exciting league in the world so I don’t blame people for trying to get linked with certain jobs. Midfielder Jonjo Shelvey and defender Kyle Bartley (both hamstring) are out but goalkeeper Michel Vorm has been cleared to play after overcoming illness. The Swans will test midfielder Pablo Hernandez (hamstring). “But I just have to focus on what I am doing, and that always means the next game.” West Brom will be without several players. Steven Reid (knee), Claudio Yacob (hamstring) and captain Chris Brunt (knee) will all be absent. Diego Lugano was already sidelined with a similar problem – he faces three to four weeks out – and Billy Jones (hamstring) is not yet ready to return. Striker Nicolas Anelka begins his five-match suspension after both he and the Football Association declined to appeal against the sanction imposed over his ‘quenelle’ goal celebration against West Ham. West Brom head coach Pepe Mel is sure Albion can secure at least four victories from their remaining 10 Barclays Premier League matches this season – but for now is focused solely on Saturday’s trip to Swansea. If the relegation-threatened Baggies do register a quartet of wins between now and the end of the term, it will double the amount for their entire top-flight campaign to date. With the club having triumphed only once in their last 18 league fixtures and not at all since Mel, who they have now played under seven times, was appointed as boss in January, it appears an unlikely prospect, but the Spaniard has made it clear he has confidence in his players. That he has also stressed he is not really looking beyond what he regards as a ‘must-win’ game on Saturday is perhaps of little surprise, given reports have suggested his job is already under threat. Mel himself has admitted he does not know what will happen to him if West Brom fail to beat Swansea. And the 51-year-old said: “It is possible to win four more games – and, indeed, win more than that. “But we just have to think about the next game and winning that one. “I’m not thinking about there being 10 games, I’m just thinking about there being one game. “We must take each game as it comes and always be thinking about the next one.” Press Association Striker Michu could make his comeback from a three-month ankle injury lay-off for Swansea when they host West Brom.
Press Association Mirallas missed a spot-kick in the Toffees’ goalless Barclays Premier League draw at West Brom last week after making an apparently impromptu request to take over from regular penalty-taker Leighton Baines. With Mirallas substituted soon after, a storm grew around the incident, adding to the pressure on Martinez amid a run of just one win in 13 games in all competitions. But the Spaniard played down the matter on the night and insists no bridge-building between the Belgian winger and the rest of the squad has been necessary since. Martinez said: “Obviously it is something that has been addressed internally and is water under the bridge. “The only problem we had was that Kevin missed the penalty. That is the end of the matter internally. “Sometimes you feel in a great moment and you want to take a penalty. “It is not a negative having players that want to have the responsibility and show they can help the team in specific moments. “The issue here is that he missed the penalty – nothing else.” The penalty miss came just before half-time in the clash at Goodison Park and Mirallas did not return for the second half due to a hamstring injury. Martinez expects the 27-year-old to be available for Saturday’s trip to Crystal Palace and is also hopeful James McCarthy (hamstring), Darron Gibson (knee) and Sylvain Distin (groin) could be back in contention after recent injuries. As they were not involved in the FA Cup last weekend, Everton have spent the week since the West Brom match at a warm-weather training camp in Qatar and Martinez has been pleased with players’ progress. Martinez, speaking at a press conference, said: “We are hoping Kevin is going to be joining the group between today and tomorrow. He is one of the players who has benefited massively from being away and being able to work. He feels a lot stronger and I do feel he has got a great opportunity to be involved in the squad against Crystal Palace. “James McCarthy has been doing really well – he and Darron Gibson and Sylvain Distin have. They have joined the group, which is really positive. “Leon Osman, Steven Pienaar and Tim Howard are still longer term but they are progressing well and got real good benefit of working away this week.” Everton’s form has seen Martinez criticised by some supporters but he remains confident of their overall backing and feels all facets of the club remain united. Martinez said: “I think we are all aware of the potential we have as a team and I think this season we have had huge expectations. I just see that when you really care about your team and you really care about what you can achieve you are going to get frustrated – when you don’t win you cannot be happy. “But at the same time there is a real support behind the players and a real understanding. “There is always a feeling of getting ready for the next game and the next battle. I feel there is a real natural feeling about what we are going through. It is about making sure we use these situations to make us a stronger football club and the fans have been terrific.” Martinez has not ruled out making further additions to his squad before Monday’s transfer deadline but claims it is unlikely. He said: “In this window we are not looking to try to find solutions. All the work we did in the summer was to have a strong enough squad for all the competitions. “Having said that, we will always try to use the windows in our favour and we will never stop trying to help the players we have at the club and being as strong as we can be.” Everton boss Roberto Martinez claims the Kevin Mirallas penalty controversy has been consigned to history.
“The defender clearly clips Andre,” Monk said. “Whether that’s intentional or not is debatable. “But he definitely tripped Andre up, so the referee decided that was a penalty.” Bournemouth boss Eddie Howe felt the penalty decision “didn’t look quite right”, but he said he was proud of his players’ performance. “I need to see the goals again but they are debatable,” Howe said after his stayed in the Barclays Premier League relegation zone. “Simon definitely felt it wasn’t a penalty and from my position it didn’t look quite right. “I’m very pleased with the players as right from the start I thought we were excellent. “We were in control of ourselves and deservedly got the two goals, and it’s very rare that a team comes to Swansea and dominates the ball like we did. “The only disappointing thing is that we haven’t won the game after being two goals up. “So there’s things to learn from, but in the second half we were camped in their half and looking like we were going to score.” Manager Garry Monk felt Swansea’s comeback to salvage a point against Bournemouth showed their hunger to put things right at the Liberty Stadium. But Monk said: ” Considering we were two goals down, you have to give credit to the players for the spirit they showed to come back from that, especially with the situation. “You can see clearly the spirit within them and how much they want to put it right. “Having gone two goals down added to the tension and anxiety in the crowd. That then affects the players a little bit. “I thought with the ball we lost a bit of confidence and that’s the only bit really that’s missing. “You can see the other side of it is all there, that spirit and way of defending. “We just need to bring the players back to having confidence with the ball, that brightness and sharpness, and that will only come with results.” Ayew just about stayed onside to drag Swansea back into the contest with his sixth goal for the club before he won a contentious penalty six minutes before the interval, which Shelvey slotted home. The Ghanaian appeared to trip himself when challenged by Cherries defender Simon Francis, but Monk insisted the decision to award a spot-kick was correct. Press Association Andre Ayew and Jonjo Shelvey earned Swansea a 2-2 draw after they had been two goals down, but it is now only one win in 10 games for the Welsh club and the nature of the performance left a lot to be desired. Bournemouth were the better side for long periods and should have recorded their first victory in eight games after Joshua King and Dan Gosling had given them a healthy lead inside 26 minutes.